Blogs James Irwin, CSA Certified Senior Advisor® Society of Certified Senior AdvisorsMonthly Internet Bills Are Hard to Read. Broadband Facts Could Help. January 8, 2026 Feeling like you need a PhD in cryptology to understand your internet bill? You're not alone. In the past couple of years, you might have seen a portion of your Internet bill that looks surprisingly like a Nutrition Facts label on a box of cereal. These Broadband Facts are a new initiative of the Federal […] Tara SchumannIt's All in the Timing: Buying and Using Long-Term Care Insurance January 8, 2026 What's the best age to buy a long-term care policy? And how do you know when it's time to start using it? A person turning 65 these days has a 70% chance of needing long-term care (LTC) in their lifetime. Commercials during open enrollment may lead viewers to think that Medicare will cover that long-term […] Tara Schumann10 Surprising (and Free) Services Libraries Offer January 8, 2026 Across the country, public libraries are continuously reinventing themselves to meet patrons' needs. How long has it been since you slapped your library card on top of a pile of books and DVDs at the library counter? In this era of ebooks and online research, many people don’t visit the library as often as they […] Tara SchumannFive Wishes: An Accessible Advance Directive January 7, 2026 You don't need a lawyer to create a legally-binding advance directive. And CSAs can make this resource a meaningful value-add for their business. It may be mid-January already, but it’s not too late to make a New Year’s resolution. As Senior Spirit reported this past summer, most Americans have not named a health care proxy–that […] Tara SchumannCelebrities are Caregivers, Too January 6, 2026 As rewarding and essential as being a care partner is, the experience can also feel isolating and anonymous. Celebrity caregivers give voice to common joys and challenges. Bryan Cranston, of Breaking Bad fame, lost his mother to Alzheimer's disease twenty years ago. Cranston was moved by the care his mother received in her dedicated Alzheimer's […] Tara SchumannFamous & 65 January 3, 2026 Look who's turning 65 this monthFind out which celebrities are turning 65 this month!January 12This distinguished British stage and screen actor is widely regarded as one of the greatest classical performers of his generation; in fact, was knighted for his services to drama. A longtime mainstay of the National Theatre and Royal Shakespeare […] Tara SchumannThe Latest AI-Powered Trend: Surveillance Pricing December 11, 2025 Are you paying more for plane tickets or hotels because of your browsing history? Corporations have long used personal data to target ads to specific individuals. Now, with AI-enabled surveillance pricing, two people might be seeing the same targeted ad, for the same product–with different prices. Unlike dynamic pricing, which is a feature of open […] Tara SchumannThree Senior Living Trends for 2026 December 11, 2025 In 2026, as demand climbs for affordable senior living options, the industry is prioritizing wellness, technology, and integrated community living. In 2026, experts expect senior living to be in high demand. According to the most recent Senior Housing Analyst Review and Outlook (SHARK) report, by the end of 2026, demand for senior living is expected […] Tara SchumannPrioritizing Mental Health Around the Holidays December 9, 2025 Feeling bereft of holiday spirit? That's perfectly normal. Here are some ways to light up this darkest month of the year. The holiday blues: for many people, they’re a familiar part of the year’s end. Financial stress, grief, and a lack of sunlight can all be factors that influence our holiday moods–especially when the cultural narrative […] Tara SchumannUrgent Care, ER, or Freestanding ER? How to Choose December 8, 2025 Freestanding Emergency Departments are growing in popularity. What are they, and what factors should people consider when deciding where to go for care? Most people have had to visit an emergency room or urgent care center for immediate medical care. A cut that might need stitches; shortness of breath; a cold and fever that keep […] Tara Schumann
James Irwin, CSA
James Irwin, CSA